Conrey Insurance Brokers Blog

Should you be in the position of handling the California non profit insurance requirements of your charity or aid organization, you'll be aware that it is as important for a non profit group as it is for a business to get the insurance coverage right. There is coverage for accidents which occur on your premises, usually covered by liability insurance, as well as property to cover damage or theft and workers compensation.

However one aspect that is often excluded from the insurance package of a not for profit group is directors and officers insurance. It is a myth that directors of a not for profit organization can't be sued because they operate in a volunteer capacity. It is therefore important that you obtain coverage to financially protect your group from a lawsuit. This may result from a range of alleged malpractices from senior officers of the organization including: negligence, unfair dismissal and sexual harassment.

Make sure you have financial protection against such actions by taking out a directors’ and officers’ insurance policy as part of your California non profit insurance package. Do you have queries about this type of insurance? Please don't hesitate to get in contact with one of our agents and arrange a consultation. 

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